:root {
  --navy: #1F3864;
  --navy-2: #2E5597;
  --navy-dark: #0f1f3a;
  --accent: #F5A623;
  --accent-dark: #d98c0b;
  --ink: #1d2433;
  --muted: #5b6575;
  --line: #e3e8ef;
  --bg-alt: #f5f7fb;
  --radius: 14px;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  font-family: "Inter", system-ui, -apple-system, "Segoe UI", Roboto, Arial, sans-serif;
  color: var(--ink);
  line-height: 1.6;
  -webkit-font-smoothing: antialiased;
}
img { max-width: 100%; }
a { color: inherit; }
h1, h2, h3 { line-height: 1.2; margin: 0 0 .5em; }
h2 { font-size: clamp(1.6rem, 3vw, 2.2rem); color: var(--navy); }
h3 { font-size: 1.1rem; }
p { margin: 0 0 1em; }

.wrap { width: min(1160px, 92%); margin: 0 auto; }

.btn {
  display: inline-block; text-decoration: none; font-weight: 600; border-radius: 10px;
  padding: .65em 1.2em; border: 2px solid transparent; transition: transform .15s, background .15s, color .15s;
  white-space: nowrap;
}
.btn:hover { transform: translateY(-1px); }
.btn-lg { padding: .85em 1.5em; font-size: 1.02rem; }
.btn-accent { background: var(--accent); color: var(--navy-dark); }
.btn-accent:hover { background: var(--accent-dark); }
.btn-primary { background: var(--navy); color: #fff; }
.btn-primary:hover { background: var(--navy-2); }
.btn-light { background: #fff; color: var(--navy); }
.btn-ghost { border-color: var(--line); color: var(--navy); }
.btn-ghost:hover { border-color: var(--navy); }

.eyebrow {
  display: inline-block; font-size: .78rem; font-weight: 700; letter-spacing: .14em; text-transform: uppercase;
  color: var(--accent-dark); margin-bottom: .6em;
}
.eyebrow.light { color: var(--accent); }

/* navigation */
.nav { position: sticky; top: 0; z-index: 10; background: rgba(255,255,255,.96); backdrop-filter: blur(8px);
  border-bottom: 1px solid var(--line); }
.nav-inner { display: flex; align-items: center; justify-content: space-between; height: 72px; }
.brand { display: flex; align-items: center; gap: 10px; text-decoration: none; }
.brand span { display: flex; flex-direction: column; line-height: 1.15; }
.brand b { color: var(--navy); font-size: 1.08rem; }
.brand small { color: var(--muted); font-size: .76rem; }
.menu { display: flex; align-items: center; gap: 22px; }
.menu > a:not(.btn) { text-decoration: none; color: var(--ink); font-weight: 500; }
.menu > a:not(.btn):hover { color: var(--navy-2); }
.menu-btn { display: none; background: none; border: 1px solid var(--line); border-radius: 8px; font-size: 1.3rem;
  padding: 4px 10px; cursor: pointer; color: var(--navy); }

/* hero */
.hero { background: linear-gradient(135deg, var(--navy) 0%, var(--navy-2) 100%); color: #fff; overflow: hidden; }
.hero-inner { display: grid; grid-template-columns: 1.05fr 1fr; gap: 40px; align-items: center; padding: 72px 0 64px; }
.hero h1 { font-size: clamp(2rem, 4.6vw, 3.3rem); font-weight: 800; letter-spacing: -.02em; }
.hero .eyebrow { color: var(--accent); }
.lead { font-size: 1.1rem; color: #dbe5f5; max-width: 560px; }
.cta { display: flex; flex-wrap: wrap; gap: 12px; margin: 26px 0 22px; }
.hero-points { display: flex; flex-wrap: wrap; gap: 10px 22px; list-style: none; padding: 0; margin: 0; color: #dbe5f5;
  font-size: .95rem; }
.hero-points li::before { content: "✓"; color: var(--accent); font-weight: 800; margin-right: 8px; }
.hero-art svg { width: 100%; height: auto; border-radius: 22px; box-shadow: 0 24px 60px rgba(0,0,0,.28); }

/* strip */
.strip { background: var(--navy-dark); color: #fff; }
.strip-inner { display: grid; grid-template-columns: repeat(4, 1fr); text-align: center; padding: 22px 0; }
.strip-inner div { display: flex; flex-direction: column; }
.strip-inner b { font-size: 1.25rem; color: var(--accent); }
.strip-inner span { font-size: .85rem; color: #b8c6dd; }

/* sections */
.section { padding: 84px 0; }
.section-alt { background: var(--bg-alt); }
.section-head { max-width: 720px; margin-bottom: 40px; }

.cards { display: grid; grid-template-columns: repeat(4, 1fr); gap: 20px; }
.card { background: #fff; border: 1px solid var(--line); border-radius: var(--radius); padding: 26px;
  box-shadow: 0 1px 2px rgba(16,24,40,.04); transition: box-shadow .2s, transform .2s; }
.card:hover { box-shadow: 0 14px 34px rgba(31,56,100,.12); transform: translateY(-3px); }
.card .icon { width: 48px; height: 48px; border-radius: 12px; background: #fff4dc; display: grid; place-items: center;
  font-size: 1.5rem; margin-bottom: 16px; }
.card p { color: var(--muted); margin: 0; }

.coverage { display: grid; grid-template-columns: 1fr 1.1fr; gap: 48px; align-items: center; }
.coverage p { color: var(--muted); }
.chips { display: flex; flex-wrap: wrap; gap: 10px; list-style: none; padding: 0; margin: 0; }
.chips li { background: #fff; border: 1px solid var(--line); border-radius: 999px; padding: 9px 16px; font-weight: 500;
  color: var(--navy); }
.chips li::before { content: "●"; color: var(--accent); font-size: .7em; margin-right: 8px; vertical-align: middle; }

.why { display: grid; grid-template-columns: repeat(2, 1fr); gap: 22px; }
.why div { border-left: 4px solid var(--accent); background: #fff; padding: 6px 0 6px 20px; }
.why p { color: var(--muted); margin: 0; }

.steps { counter-reset: step; list-style: none; padding: 0; margin: 0; display: grid; grid-template-columns: repeat(4, 1fr);
  gap: 20px; }
.steps li { counter-increment: step; background: #fff; border: 1px solid var(--line); border-radius: var(--radius);
  padding: 24px; display: flex; flex-direction: column; gap: 6px; }
.steps li::before { content: counter(step); width: 36px; height: 36px; border-radius: 50%; background: var(--navy);
  color: #fff; display: grid; place-items: center; font-weight: 700; margin-bottom: 8px; }
.steps b { color: var(--navy); font-size: 1.05rem; }
.steps span { color: var(--muted); }

.contact { background: linear-gradient(135deg, var(--navy-dark) 0%, var(--navy) 100%); color: #fff; }
.contact h2 { color: #fff; }
.contact p { color: #c9d6ea; }
.contact-inner { display: grid; grid-template-columns: 1.2fr 1fr; gap: 48px; align-items: center; }
.contact-card { font-style: normal; background: #fff; color: var(--ink); border-radius: var(--radius); padding: 28px;
  display: grid; gap: 16px; box-shadow: 0 20px 50px rgba(0,0,0,.25); }
.contact-card div { display: flex; flex-direction: column; }
.contact-card span { font-size: .75rem; font-weight: 700; letter-spacing: .1em; text-transform: uppercase; color: var(--muted); }
.contact-card a { color: var(--navy); font-weight: 600; text-decoration: none; }

.footer { background: #0b1830; color: #b8c6dd; padding: 34px 0; }
.footer-inner { display: flex; flex-wrap: wrap; align-items: center; justify-content: space-between; gap: 18px; }
.footer .brand b { color: #fff; }
.footer .brand small { color: #8fa0bb; }
.footer-links { display: flex; gap: 20px; }
.footer-links a { text-decoration: none; }
.footer-links a:hover { color: #fff; }
.copy { width: 100%; margin: 6px 0 0; font-size: .85rem; color: #7d8ea9; }

@media (max-width: 960px) {
  .hero-inner, .coverage, .contact-inner { grid-template-columns: 1fr; }
  .hero-inner { padding: 48px 0; }
  .cards, .steps { grid-template-columns: repeat(2, 1fr); }
  .menu-btn { display: block; }
  .menu { display: none; position: absolute; top: 72px; left: 0; right: 0; flex-direction: column; align-items: stretch;
    gap: 0; background: #fff; border-bottom: 1px solid var(--line); padding: 8px 4%; }
  .menu.open { display: flex; }
  .menu > a { padding: 12px 0; }
  .menu .btn { text-align: center; margin: 6px 0; }
}
@media (max-width: 600px) {
  .cards, .steps, .why { grid-template-columns: 1fr; }
  .strip-inner { grid-template-columns: repeat(2, 1fr); row-gap: 16px; }
  .section { padding: 60px 0; }
  .cta .btn { flex: 1; text-align: center; }
}